In the past, if an employee of yours was injured during the scope of their work, it was their responsibility to redeem benefits through the court system. Nowadays, it has become commonplace to enact workers compensation laws that allow the employee to elect to utilize these benefits if injured, or go through the court. This all depends on the type of injury the employee has incurred. This is why it is good, and required to have this type of coverage for the employees that work day-in and day-out to support the company, as well as their own families. Whether you're in New Hampshire, Massachusetts, Vermont or Maine, we can help.
Policies can provide coverage for:
•Medical expenses
•Lost income/wages
•Rehabilitation costs
•Death benefits
•And more…
An employee can opt out of coverage, but you can be fined up to $2,500/day, face a Class D felony charge with a mandatory minimum one year prison sentence if you do not offer the coverage to your employees. And if you thought you could terminate the injured employee after they have filed an injury claim to you, think again. This may not seem ethical by any stretch, especially for firms who have a high injury risk in operations, but it has happened in the past.
These extra insurance costs can be expensive, and you may be paying more than you need to. That is why CounterPoint Insurance uses our company base of well over 50 insurance companies that have all different coverage options to fit your specific needs.
Call us today and see how much working with CounterPoint Insurance could save you.
If you have five or more employees, you are required to purchase a Workers Compensation policy. Your employees are the most important part of your company's profitability. Prove that you really care about them and their families.© 2011 All Rights Reserved CounterPoint Insurance 36 South River Rd, Bedford, NH 03110
